PlanIt 0 Initiation TC | American Express Saudi Arabia

Terms and Conditions

This offer is for individuals.
This offer is valid from 1 April 2024 to 1 July 2024.
The offer is only valid for Cards issued by American Express Saudi Arabia.
Terms and Conditions of American Express Saudi Arabia apply. To learn more, please click here.
For more information, please contact us on 800 124 2229 or visit americanexpress.com.sa.
American Express Saudi Arabia is regulated and supervised by the Saudi Central Bank.
If you have any feedback or concerns, please contact our Customer Care Team via email: complaints@americanexpress.com.sa, or call 800 442 4442 or +966 11 292 6663 from outside the Kingdom. For more details, please click here.
Non-compliance with the Terms & Conditions of American Express Saudi Arabia's credit and charge Cards may result in cancellation /suspension of your Card /Additional Cards without notice, legal escalation and a negative impact on your credit bureau record. Making only Minimum Payments on your Credit Card may result in applying charges and fees.
Paying only the minimum amount owed to us can result in additional fees and charges as well as prolonging the time to repay the full amount owed to us. For example, if you have an outstanding balance of SAR 7,000 and you choose to pay only the minimum due, it will take 81 months to settle the balance in full. The total Murabaha Margin (term cost), in this case, would be SAR 6,296.