Choose your reward when your friends join
For each friend who is approved for an American Express Card through your
referral, you'll earn your choice of:
Up to 250,000 Membership Rewards® points*
Up to 95,000 Marriott Bonvoy® points*
Up to 60,000 ALFursan Miles*
*Rewards earned based on the number and type of Credit Cards referred (up to 5 Cards/year). Please
review the rewards
table in the
Terms and conditions here.
Campaign starts on 1st of July 2026 and will expire on 31st Dec 2026.
How your friends can apply?
Step 1
Tap on Membership and choose "Refer a Friend".
Step 2
Tap on "Share referral code".
Step 3
Send an invitation through your preferred channel.
Calculate your reward
Use the below to calculate your reward and your friends when they get
approved for an American Express Card
Why your friends will thank you
Your friends will enjoy all the benefits that make your American Express Card
essential to your lifestyle
Exclusive benefits with Amex Offers
Equal monthly installments with Plan It™
World-Class Service
Worldwide travel protection coverage
FREQUENTLY ASKED QUESTIONS
What is the Member-Get-Member American Express referral program?
How do I use my Member-Get-Member Rewards points and which loyalty programs are linked?
How do I refer someone and get my Member-Get-Member American Express referral rewards?
What if my friend’s application is declined?
Are there limits to how many referrals I can invite?