Credit Cards Disclosure Table | American Express Saudi Arabia

	Last update:06 Oct 2025 The Gold Card® Apply Now View details	Last update:06 Oct 2025 The Platinum Card Apply Now View details	Last update:06 Oct 2025 The Marriott Bonvoy® American Express® Credit Card Apply Now View details	Last update:06 Oct 2025 The American Express Platinum Credit Card Apply Now View details	Last update:06 Oct 2025 The American Express Gold Credit Card Apply Now View details	Last update:06 Oct 2025 AlFursan American Express® Credit Card Apply Now View details
Annual Fee	Ʀ 1,104 (including VAT)	Ʀ 4,312.50 (including VAT)	230 USD (including VAT)	276 USD or Ʀ 1035 (including VAT)	Ʀ 460 (including VAT)	287.5 USD (including VAT)
ANNUAL PERCENTAGE RATE Starting From	42.43%	48.21%	41.18%	41.50%	40.85%	41.59%
Credit Card Purchase Rate**	33%	33%	33%	33%	33%	33%
Credit Limit*	Ʀ 100,000	Ʀ 150,000	40,000 USD	Ʀ 150,000 or 40,000 USD	Ʀ 100,000	40,000 USD
Minimum Monthly Payment***	5%	5%	5%	5%	5%	5%
Number Of Months To Repay The Full Amount	191	207	181	207	191	181

* In the above table the credit limit Include the annual fee of the product for calculation purposes.

** The Credit Card Purchase Rate is calculated annually, Monthly Tawarruq Fee is 2.75%

*** Minimum payment is the higher value of 5% of outstanding balance or Ʀ 100 (for Saudi Riyals cards) or 50 USD (for US Dollar cards).

* في الجدول أعلاه مبلغ الحد الائتماني يشمل الرسوم السنوية للمنتج لغرض إجراء الحساب

** معدل الشراء للبطاقة الائتمانية يحسب سنويا، رسوم التورق الشهرية هي 2.75٪

*** الحد الأدنى للسداد هو القيمة الأعلى والتي تساوي %5 من الرصيد المستحق، أو Ʀ 100 (لبطاقات الريال السعودي)، أو 50 دولار أمريكي (لبطاقات الدولار الأمريكي).

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