American Express® Business Credit Card

American Express® Business Credit Card

Gain more control over your spending and finances with greater purchasing power.

Annual Fee:
US$ 120
Annual Employee Card Fee:
US$ 60 per Card
Islamic Credit Card:
Enjoy up to 55 calendar days payment period1 or the choice to pay over time at an APR rate of 25.14%
1Depending on when you made the purchase.
Key Benefits
Financial Flexibility to invest in your Business
Manage financial ebbs and flows, get funding for unexpected needs or seize opportunities to grow your business whenever they arise
World-Class Service
Whether you’re at home or travelling for business, our customer service team is just a phone call away
Access 1,300+ Airport Lounges

Stay refreshed while travelling and enjoy free Wi-Fi (where available) while waiting for flights at over 1,300 lounges worldwide with complimentary Priority Pass™ membership2

2Subject to fees.
Make your business spend more rewarding
Earn 1 Membership Rewards® point for every US$ 1 spent on the Card3

Points can be used to reward yourself or employees, or to reinvest in your business Learn More

3Subject to fees.
Spend points on travel, shopping or to pay your Card fees
With Membership Rewards® points which don’t expire, you can accumulate points to redeem for a wide range of rewards including frequent flyer miles with partner airlines, hotel stays and shopping – you can even use points to pay the fees on your Card. Learn More
Amex Offers
Amex Offers is a simple and easy way to get more from your business expenses. With offers for shopping, dining, travel, and more, there's something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding. Download the Amex Saudi Arabia App to see the latest offers. Learn More
Cash-flow Management
The American Express Business Credit Card gives you 55 days on average to pay1

1Depending on when you made the purchase.

The Card that can help provide you with greater control over your cash-flow.

If you are currently paying for your expenses by cash or bank transfer, the payment will leave your account right away. Whereas, with the American Express® Business Credit Card you have 55 days on average to pay1 so you can keep money in your Account for longer and have more flexibility when managing your finances.

You can choose to pay your balance in full within 55 days without charge or choose to pay your balance over an extended period at an APR rate of 25.14%.

Business account management

24-hour online business account management lets you check your balance, past statements, available credit, and keep track of all business purchases made on your Card.

You can also access the most important account information when you’re on the go via our website, or the Amex Saudi Arabia App for iPhone and Android devices.

Insurance and Protection
Enjoy peace of mind when travelling for business
Travel Accident Insurance

If you ever have an accident while travelling you’ll be covered with medical and legal assistance4.

4Terms apply
Travel Inconvenience Insurance
You are covered for delayed flight departures, flight cancellations, denied boarding, missed connections, luggage delays and lost luggage.
Business Benefits, Services and Support
Expense management
You can choose to issue one or more Additional / Employee Cards – consolidating more of your business expenditure under one Account, saving you time when tracking and sorting expenses allowing you to improve visibility over expenses and control spend with set limits. Plus, all of your Additional / Employee Cards earn Membership Rewards points for your Account, helping to bring you rewards, faster.
Better Supplier Agreements
Detailed information facilitates better deals for your company - Track expenses, analyze spending patterns, and identify opportunities to consolidate suppliers. You can leverage your spending data to negotiate better agreements with your suppliers
World-Class Service

Running your business could be made easier with a great range of resources designed to help you maintain control of your business expenses, while also helping to provide some peace of mind.

  • Our customer service team is here to help – wherever you are in the world.
  • Emergency Assistance – If you’re away on business anywhere in the world and run into trouble, assistance is just a phone call away, 24/7.
  • Emergency Card Replacement – No matter where your business takes you, if you report your Card lost, damaged or stolen, we’ll help you replace it.
Learn More
Fraud Protection
Your American Business Express Card’s Online Fraud Protection Guarantee means that your online purchase is 100% risk free, so you will never be held liable for any unauthorized charges.
Easy access to cash
Cash is within easy reach no matter where you are. In Saudi Arabia you can withdraw cash from any Saudi Investment Bank, SABB or Alinma Bank ATM. When overseas you can use over 1.2 million ATMs worldwide.
Instant Notifications
To protect you from unauthorized or fraudulent transactions, every time your American Express Business Card is used you will receive an instant SMS and email as confirmation, even if the transaction is declined.

Ready to apply?