American Express® Corporate Card

American Express® Corporate Card

A comprehensive expense management solution to help manage business expenses more efficiently.

Annual Fee US$100*

* Subject to your Corporate Agreement

Key Benefits
Maintain control of working capital
Keep your cash-flow in focus and maximize your purchasing power. Plus, get greater visibility and control of your expenses through our management tools and liability options.
Supporting your employees anywhere
Rely on our 24/7 customer service, emergency Card replacement and Travel Insurance to support your employees when they need it the most
Keep spending in line-in real time
Get ahead of your spending with customized spending limits for employees and ensure policy compliance
Greater visibility of your business spend
American Express MIS Reports provides your company with access to useful reporting tools such as physical monthly reports, which can also be sent to you online in a secure, password protected web environment. All you have to do is indicate your preference to us.
Benefits & Features
Actively drive savings

Get management information and raw data enabling you to negotiate better terms with suppliers, to streamline expense reconciliation and to increase operational efficiency.

Gain better control over your Corporate spend

You can choose to set limits to control high-risk spending.

Individual or Central Billing Options

Individual Billing; statements are billed directly to individual Cardmembers who must individually settle them

Central Billing; Cardmember transactions are billed directly to the company, who settles them on behalf of the Cardmember

With the Individual Billing - Central Settlement option, Cardmembers receive a statement to submit claims while the Company receives a consolidated statement to settle the dues to American Express

Various Liability Options

You can select the level of liability for your Corporate Cardmembers and establish accountability for payment of charges.

Combined liability, in which the individual and your company are liable individually as well as jointly for all charges incurred on the Card issued to them.

Full Corporate Liability, in which your company is liable for all charges incurred on the Card issued to the individual.

Manage your company's working capital more effectively

Whether your Card is used to pay for goods and services, make large supplier payments, manage everyday employee expenses, or any combination of the above, it provides instant access to unsecured funds that can help your company keep cash on hand for longer. As Cards can be used virtually anywhere you do business, the Corporate Card program helps you manage working capital more effectively by allowing your company to stay cash flow positive with up to 55 days on average1 to pay for purchases.

1Depending on when you made the purchase.

Travel & Insurance
Enjoy peace of mind when travelling for business
Travel Accident Insurance

If you ever have an accident while travelling, you’ll be covered with medical and legal assistance.

Travel Inconvenience Insurance

You are covered against delayed flight departures, flight cancellations, denied boarding, missed connections, luggage delays and lost luggage.

Worldwide Airport Lounge Program

American Express offers you complimentary membership in the Priority Pass program. This membership lets you experience a network of over 1300 airport lounges worldwide irrespective of the airlines or class you are flying2.

2Subject to a fee for each lounge visit.
Management Tools
Your American Express account is at your fingertips anytime, anywhere to conveniently track expenses, reconcile charges, access statements and complete expense reports.
Download the Amex Saudi Arabia App to access your card information whenever you want, wherever you are in a safe and secure manner.
A simple and effective way to complete expense reports within Corporate Online Services - helping save time and reducing the chance for errors.
Make your business spend more rewarding
Get rewarded for being a Cardmember

Turn your everyday purchases into Membership Rewards® points, and redeem them for a wide range of incredible rewards3.

Membership Rewards® is our way of thanking you for being an American Express Cardmember offering you exclusive privileges and access to our range of global partners. The more you spend, the more points you earn which you can redeem for fantastic rewards including frequent flyer miles with partner airlines, hotel stays and shopping. For virtually every US$ 1 you spend on your Card, you earn 1 Membership Rewards® point. Learn More

3Subject to your employer’s participation in the Membership Rewards program. Terms & Conditions
Rewards for your company

If your company chooses to enrol Cardmembers into the Corporate Membership Rewards program, enrolled Cards can start accumulating points in a central account (only applicable for Central Billing option) to use them to drive tangible savings for the business.

Rewards for employees

The Membership Rewards program allows enrolled employees to earn points on their corporate spend paid with their Corporate Card.

Amex Offers
Amex Offers is a simple and easy way to get more from your business expenses. With offers for shopping, dining, travel, and more, there's something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding. Download the Amex Saudi Arabia App to see the latest offers. Learn More
Service & Support
Receive protection and support for your company and Cardmembers, worldwide
Be protected online

Your company and Cardmembers will not be liable for any unauthorized transactions when online purchases are made using your Corporate Card.

Receive emergency Card

If your Card is ever lost or stolen, you can usually get a replacement virtually anywhere in the world.

Access cash, worldwide

You can also use your Corporate Card to access cash (if the company has signed-up for this feature) from any Saudi Investment Bank, SABB or Alinma Bank ATM across Saudi Arabia and from over 1.2 million ATMs around the world. Cash withdrawals are billed to individual Corporate Card Accounts and will appear as a charge on the next statement following the withdrawal.

The widest choice of payment options

Pay your due balance through ATMs, via phone or the internet with the quick and convenient SADAD service, Direct Debit or SARIE Bank Transfer.

Stay updated on the go

You will receive an instant SMS and email every time your card is used including attempts that are declined. This service safeguards your Card by notifying you of any unauthorized or fraudulent attempts to use your Card.

24/7 Customer Service

Professional and dedicated customer support is always just a phone call away to assist with billing enquires, replacement Card requests, or access to a Card benefit or service.

Apple Pay™

Keep your business moving. Add an eligible American Express® Corporate Card to Apple Pay™ to make payments on the go with a compatible Apple device at merchants which accept American Express contactless payments. It’s simple to set up, and Cardmembers will still benefit from the same trusted service and support.

Ready to apply?