FIRST YEAR FREE
when spending 6,000 USD or its equivalent in Ʀ within the first
180 days of Card issuance date.
Explore benefits that matter most to you
Welcome Bonus Points
Earn 20,000 Membership Rewards® Bonus Points when spending
Ʀ 12,000 within the first 90 days of card issuance
date.
Annual Dining Cashback
Receive an annual dining credit of up to Ʀ 250 at select restaurants.
*Terms apply
*Terms apply
Zero Foreign Exchange fees
Withdraw cash in a currency other than Ʀ with no FX fee.
*Terms apply
*Terms apply
Airalo e-SIM voucher
Receive an annual voucher at Airalo.com worth USD 20 to
purchase data or international numbers.
Free Supplementary Card
Extend your benefits to your loved ones with the first
supplementary card for free for life.
Plan ItTM
Convert International purchases over Ʀ 3,750 into 0% Murabaha margin fee installments over 3
months, offering ultimate flexibility and ease.
Airport Lounge Access
Enjoy complementary membership with enhanced complementary
lounge visits. Rest and recharge with access to 1,400+ airport lounges
worldwide.
*Terms apply
*Terms apply
Worldwide Travel Protection Coverage
Explore the world worry-free with Travel Accident Insurance
including legal and medical assistance, Travel lnconvenience lnsurance, and Luggage
Loss Protection.
Earn and Redeem Points
Earn
2X
POINTS
Groceries & Entertainment
For every USD 1 spent or its equivalent in Ʀ at select supermarkets and Webook.com
1X
POINTS
On Other Purchases
For every USD 1 spent or its equivalent in Ʀ
Redeem
Airlines & Hotels
Use Points for flights and hotels
Donation
Make a difference by donating to charities such as DSCA.
Gift Cards
Exclusive vouchers at luxury retailers. Choose from over 80
options.
Apply in minutes and unlock the world of American Express.
The Annual Percentage
rate for the Gold card for individuals starts from 42.43% depending on the
applicable standards
Annual Fee: Ʀ 1,104 (including VAT)