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Marriott Bonvoy® American Express® Credit Card

LET YOUR DAILY SPEND UNLOCK GOOD TRAVEL

Enjoy exclusive benefits with the first hospitality Credit Card in the Kingdom of Saudi Arabia. Giving you access to more than 8,900 hotels worldwide across 30 extraordinary brands, the Marriott Bonvoy® American Express® Credit Card offers high exposure to global and local benefits and experiences.

KEY BENEFITS

30,000 90,000 Welcome Bonus Points

 
Earn up to 30,000 90,000 Welcome Bonus Points and a US$200 Marriott® eGiftCard (New Cardmembers only from 1 October to 30 November 2025)*
Hotel Pitrizza, a Luxury Collection Hotel, Costa Smeralda
Alaia Belize, Autograph Collection

Earn points faster with every purchase and stay

5
Marriott Bonvoy points

per US$1 spent at hotels participating in the Marriott Bonvoy program.

3
Marriott Bonvoy points

per US$1 spent on international transactions other than Saudi Riyals and US Dollars.

2
Marriott Bonvoy points

per US$1 spent on transactions in US Dollars or its equivalent in Saudi Riyals.

0% Foreign exchange fees on Saudi Riyals

No exchange fees when you use the Marriott Bonvoy® American Express® Credit Card for spending in Saudi Riyals.

The St. Regis Maldives Vommuli Resort
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Where You Can Redeem

 

Hotels

Use your points to explore more than 8,900 hotels worldwide across 30 extraordinary brands.
 

Marriott Bonvoy MomentsTM

Use points for unrivaled Marriott Bonvoy Moments experiences matched to your interests: Sports, Culinary, Arts & Lifestyle, and Entertainment.
 

Frequent Flyer Programs

Transfer your points to over 40 major airline frequent flyer programs.

HEIGHTEN YOUR JOURNEYS WITH UNIQUE BENEFITS

US$100 Property Credit

Receive a US$100 credit for in-hotel qualifying purchases during a paid stay of two nights or more at The Ritz-Carlton® and St. Regis® hotels when you book direct using a special rate for a 2-night minimum stay using your Card. Terms apply.
To view full terms and conditions click here

Marriott Bonvoy Silver Elite Status Upgrade*

As a Marriott Bonvoy® American Express® Cardmember, enjoy an immediate upgrade to Marriott Bonvoy Silver Elite status and extras, such as:
 
  • 10% bonus points on stays
  • Priority Late Checkout
  • Member Rates and Free Wi-Fi
*The tier upgrade benefit is only applicable to primary Cardmembers. If you qualify for higher Elite Status under the Marriott Bonvoy Loyalty Program Terms and Conditions, that qualification will take precedence.

For more details about Marriott Bonvoy Silver Elite status please click here

Marriott Bonvoy Gold Elite Status Upgrade*

The Marriott Bonvoy® American Express® Credit Card offers you Marriott Bonvoy Gold Elite status for one year, upon spending US$30,000 or more in eligible purchases on your Card. The Gold Elite status is retained when you spend US$30,000 or more annually with your Card and include benefits, such as:
 
  • 25% bonus points on stays
  • Enhanced room upgrade
  • 2pm Late Checkout
*The tier upgrade benefit is only applicable to primary Cardmembers.
*If you qualify for higher Elite Status under the Marriott Bonvoy Loyalty Program Terms and Conditions, that qualification will take precedence.

For more details about Marriott Bonvoy Gold Elite Status please click here

15 Elite Night Credits

Each calendar year, you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status*. Limitations apply per Marriott Bonvoy member account. These can be used toward attaining the next Elite status in the Marriott Bonvoy Program.
*Upon annual fee payment

Competitive Marriott Bonvoy points Expiration Date

Jet-set with peace of mind. Your Marriott Bonvoy points don't expire if your Marriott Bonvoy account has a Qualifying Activity for 24 consecutive months.
Renaissance Bali Uluwatu Resort & Spa

CARD SERVICES

Supplementary Cards

Benefits are even better when shared with your family members (of ages 15+), so grant them the joy of Supplementary Cards (Annual fee US$100 including VAT).

Card Replacement

Worrying about a lost or stolen Card is a thing of the past. If your Card is lost or stolen, we’ll send you a Replacement Card as quickly as we can, almost within 5 to 10 business days.

Online Account Access

You can keep your eyes on your Card account at all times. Login to check your credit limit, balance, statements, outstanding bill amount, your next billing date, and transactions.

Payment Convenience

Your due balances are no longer a burden. Pay them off in whatever way you prefer: ATMs, via phone or the internet with the quick and convenient SADAD service, Direct Debit or SARIE Bank Transfer.

Wide ATM Reach

Cash is within easy reach no matter where you are. If you’re in Saudi Arabia, you can withdraw cash from any Saudi Investment Bank, SABB and Alinma Bank ATM. If you’re overseas, just use any of the 1.2 million ATMs with Express Cash™.

Instant Notifications

Your Card is protected against unauthorized or fraudulent attempts. Every time you use it, even with declined attempts, you will receive an instant SMS and email as confirmation and reassurance.

Plan It™

With “Plan It” equal monthly installments service, you can buy anything and conveniently pay for it in equal monthly installments. For details click here.
Scrub Island Resort, Spa & Marina, Autograph Collection

LIFESTYLE BENEFITS

Access 1,200+ Airport Lounges with Priority Pass

Your exclusive travel experience starts at the airport with a free Priority Pass Membership. The Priority Pass Membership from American Express grants you access to over 1,200 airport lounges regionally and worldwide with a complementary membership upgrade. The Marriott Bonvoy® American Express® Credit Card offers 2-time free lounge entry per year.
Facilities vary in each lounge.

Unique Year-Round Offers

Enjoy unique offers around the year when using your Marriott Bonvoy® American Express® Credit Card.
For Unique Year-Round Offers details please visit: https://www.emea.marriott.com/en/offers/ksa-amex

Amex offers

Enjoy using your Marriott Bonvoy® American Express® Credit Card like never before with the new AMEX offers. Start saving instantly on your purchases when shopping at the places you love.

Annual free night Award

Receive 1 Free Night Award* as a welcome gift and 1 more every year after your Card account anniversary. Award can be redeemed for one night at or under 35,000 Marriott Bonvoy points at a participating hotel.
Certain hotels have resort fees.
*Upon annual fee payment

Fraud Protection

Your Marriott Bonvoy® American Express® Credit Card is fraud-proof with Retail Protection, everything you buy with your Card is protected for 90 days against theft, loss, or damage. In addition, Online Fraud Protection Guarantee means that your online purchase is 100% risk free, so you will never be ubjected to any unauthorized charges.

Travel Accident & Inconvenience Protection

Your peace of mind is an absolute priority any time you travel. The Marriott Bonvoy® American Express® Credit Card offers Travel Accident Protection with legal and medical assistance and Travel Inconvenience Protection against delayed flight departures, flight cancellations, denied boarding, missed connections, luggage delays and luggage loss.
The Naka Island, a Luxury Collection Resort & Spa, Phuket

FAQs

What is the Marriott Bonvoy® American Express® Credit Card, and how does it work?

The Marriott Bonvoy® American Express® Credit Card is the first hospitality credit card in Saudi Arabia, offering exclusive benefits like earning Marriott Bonvoy points on purchases, access to over 8,900 hotels worldwide, travel insurance, and airport lounge access. It allows you to unlock rewards and elite status upgrades through your daily spending.

What are the benefits of the Marriott Bonvoy® American Express® Credit Card?

The Marriott Bonvoy® American Express® Credit Card offers benefits like earning up to 5 points per USD spent at hotels participating in the Marriott Bonvoy program., Immediate upgrade to Silver Elite status, a free annual night award, Priority Pass lounge access (2 free entries/year), travel protection, and 0% foreign exchange fees on Ʀ transactions.

How many Marriott Bonvoy points do I earn per dollar or Ʀ spent?

You earn 5 Marriott Bonvoy points per USD spent at Marriott Bonvoy hotels, 3 points per USD spent on international transactions (excluding Ʀ and USD), and 2 points per USD spent on transactions in Ʀ or USD.

Does the Marriott Bonvoy® American Express® Credit Card include airport lounge access?

Yes, the Marriott Bonvoy® American Express® Credit Card includes access to over 1,200 airport lounges worldwide through Priority Pass, with 2 free entries per year.

How can I redeem Marriott Bonvoy points earned with the Amex card?

You can redeem Marriott Bonvoy points for stays at over 8,900 hotels worldwide, exclusive Marriott Bonvoy Moments experiences, or transfer them to over 40 airline frequent flyer programs. Points can also be used for upgrades and other travel-related rewards.

APPLY NOW
Terms & Conditions
  • Non-compliance with the Terms and Conditions of American Express Saudi Arabia’s credit and charge Cards may result in cancellation/suspension of your Card/ Additional Cards without notice, legal escalation and a negative impact on your credit bureau record.
  • Making only Minimum Payments on Your Credit Card may result in applying, charges and fees. For example if you have an outstanding balance of Ʀ 7,000 and you choose to pay only the minimum due, it will take 81 months to settle the balance in full. The total Murabaha Margin (term cost), in this case, would be Ʀ 6,296.
  • Credit Card Purchase Rate is the Tawarruq margin of 2.75%
  • Minimum payment is the higher value of 5% of outstanding balance or Ʀ 100 (for Saudi Riyals cards) or 50USD (for US Dollar cards).
  • Annual Percentage Rate (APR) is starting from: 41.18% and for cash withdrawals 0%.
  • The annual fees is 230 USD (including VAT).
  • The price of the product/service may be affected by changes in the foreign exchange rate.
  • American Express Saudi Arabia is regulated by the Saudi Central Bank.
  • American Express Saudi Arabia Terms and Conditions apply and to view all Terms and Conditions, Card benefits, and fees, please visit www.americanexpress.com.sa/content/terms-and-conditions