The American Express® Business Credit Card
Manage financial ebbs and flows, get funding for unexpected needs or seize opportunities to grow your business whenever they arise.
Whether you’re at home or travelling for business, our customer service team is just a phone call away.
Stay refreshed while travelling and enjoy free Wi-Fi (where available) while waiting for flights at over 1,300 lounges worldwide with complimentary Priority Pass™ membership2.
2Subject to fees.
Earn 1 Membership Rewards® point for every USD 1 spent on the Card3 Points can be used to reward yourself or employees, or to reinvest in your business.
3Subject to fees.
Keeping you safe even when you’re away from home.
Get immediate Travel Accident Insurance with legal and medical assistance coverage to ensure your safety around the globe. You will also benefit from immediate Travel Inconvenience Insurance against delayed flight departures, flight cancellations, denied boarding, missed connections, luggage delays, and luggage loss. To learn more about your insurance click here.
Take a refreshing break at 1300+ Airport Lounges.
Access 1300+ airport lounges regionally and worldwide with our Priority Pass Membership (your upgraded membership is complimentary). This applies to all classes of travel, including Economy, wherever a Priority Pass lounge is located. If you’re traveling with guests, you can extend these benefits to them, so they can enjoy complimentary refreshments and access to business facilities available in each lounge.
Save more every time you spend with Amex offers.
Link Amex offers directly to your Card and start saving more on your purchases.
Fast cash withdrawals from your nearest ATMs.
If you are in Saudi Arabia, visit your nearest Saudi Investment Bank, SABB, or Alinma Bank ATM for cash withdrawal. If you’re traveling, just go to any of the 1.2 million ATMs with Express Cash™.
Business
Save your energy, time, and additional costs.
Business Cardmembers can easily and quickly review their account statements by downloading them. With reduced costs of processing reports, you can analyze your expenses, ensure compliance, and determine cost-saving opportunities.
Keep yourself updated with your monthly expenses.
You will get regular reports of your expenses firsthand. We send you monthly statements detailing your company’s expenses through the American Express Business Card.
Free detailed reports at the end of the year.
Your Card updates will arrive at the end of the year to help you with annual budgeting. Receive your free Annual Summary of Charges with a detailed report on your Business Card usage by category: airlines, hotels, shopping, etc.
Make informed and better Supplier Agreements.
Secure better deals for your company with detailed reports. Track your expenses, analyze spending patterns and identify opportunities to consolidate suppliers. You can leverage your spending data to negotiate better agreements with various suppliers such as office supplies, computers, electronic equipment, travel, and professional services among others.
Rewards for everlasting freedom
A Membership Rewards Program has been crafted with you in mind. To simply make sure your every moment is truly great. Every time you use your Business Card®, you’ll be rewarded with points. Redeem those points to access a world of benefits and rewards. There are no limits to how many points you can earn. And the best part is, your points never expire!
*Terms & Conditions Apply
Share your Benefits with your loved ones.
When you share your benefits, you gain MORE benefits! Grant your family members (ages 15 or above) additional Cards (Ʀ 100*) and receive Membership Rewards points whenever they spend using their Cards.
Stay protected against fraud.
Your fraud-proof Card helps you in avoiding any unauthorized charges with Online Fraud Protection Guarantee allowing you to make 100% risk-free purchases. All your purchases are protected for 90 days against theft, loss, or damage with our Retail Protection services.
Instant notifications to keep you updated.
Your Card is protected against any unauthorized or fraudulent attempts. Every time you use it, even with declined attempts, you will receive an instant SMS and email to confirm your purchase or activity.
Keep a check on your account with your fingertips.
Now you can track your account activity with just a single click. Log in to your account and check your credit limit, balance, statements, outstanding bill amount, your next billing date, and transactions over the past 12 months.
Get your replacement Card without delay.
Card stolen or lost? Don’t worry! We will send you a Replacement Card as quickly as we can, almost within 48 hours.
Clear your dues at your convenience.
Pay your due amount in whatever way you prefer: ATMs, via phone, or internet, using Direct Debit, SARIE Bank Transfer, or with the quick and convenient SADAD service.
Get our assistance anytime anywhere.
A global network of 2,200 travel service locations in 130 countries and 24-hour assistance access by phone enables you to enjoy our customer service from your destination.
Save your time and check the following eligibility criteria before you apply:
What documents and information should I bring with me?